All posts in "Personal Finance"

3 Ways Free Stuff Still Costs You A Lot

By Kyle Milligan / April 4, 2016

How stoked would you be for a FREE, brand new Lamborghini? I’ll tell you how stoked- you would crap your pants. That is until the insurance bill came. Then vehicle taxes were due. Oh, and of course you have to keep that beautiful machine spick and span with weekly car-washes. Now if only the darn […]


How To Not Pay Your Student Loans

By Kyle Milligan / March 25, 2016

(I said I stopped payments on my student loans here and this post is my follow up, like I promised, on how) What if you’ve found yourself in a jam, maybe you have no job and you have monthly student loan payments due- it can be a real pressure cooker, right? I’ve been there and […]


APR vs. APY – Don’t Get Fooled

By Kyle Milligan / March 11, 2016

You have probably been offered a credit card or been pitched a savings account at some point in your life. When considering these things the average person goes straight to the number with the % sign right beside it. They see that % symbol and say, “That’s the interest.” But there’s a little trick the […]


What is all99?

By Kyle Milligan / April 19, 2015

What is all99? A Visual This is Average Joe: Not very impressive. He “hopes” to be a Quarterback for the Colts. He “wishes” he was. Average Joe has average attributes, an average (fatty) physique, and an average amount of willpower to achieve his goals. Average Joe does what everyone does, he watches and wishes. “If only,” Average Joe tells […]


You Have A Choice To Make…

By Kyle Milligan / March 23, 2015

“The wealthy buy luxuries last, while the poor and middle-class tend to buy luxuries first. Why? Emotional discipline.” -Robert Kiyosaki, Rich Dad Poor Dad Everybody has control over the type of life they will lead. Everybody gets to make the choice whether they will retain that control or if they will give it up. You can […]